Zero Down Payment Mortgage Loans
Cary, NC
The ability to buy a home with mortgage loan with no down payment is very attractive to many.
Unfortunately for most, it's not as easy as it used to be because there simply aren't as many programs. But it is still possible if you qualify for the zero down payment mortgage loans and grants and understand how they work.
NO DOWN PAYMENT LOANS CARY NC
Zero Down Payment Options
In Cary and throughout the majority of Wake County there is only 1 No Down Payment Mortgage option available and that's the VA Home Loan.
The drawback to VA Home Loans is that you need have a military entitlement from current or past military service (or a few other similar connections to the military).
You can learn more about VA Mortgages here:
https://cary.mortgagebroker.pro/va-loans
Until June of 2018, there were many areas throughout Wake County that were still designated as "rural" or at least rural enough to allow for USDA home loans to be used with no down payment requirement (100% financing).
The USDA program is still a terrific program but you have to be willing to search hard for the remaining "rural" pockets in Wake County, or shop for your new home a little further outside of this county.
You can use the USDA's website to search property addresses or to zoom in and see what areas are available.
Click here for the USDA Property Eligibility Site
ZERO DOWN PAYMENT MORTGAGE LOAN OFFICER
Choosing the Best Loan Program Begins with Choosing the Best Loan Officer
You can't be expected to learn everything about every program and know exactly which mortgage program is right for you.
That's your loan officer's job to do that for you!
We take care to review your information and determine which programs you qualify for and the pros and cons of each so we can share it with you and help you make the right the choice for yourself.
Click below to get started today.
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